Welcome to Kharchiva. These Terms of Service govern your access to and use of the Kharchiva website and expense management services. By using Kharchiva, you agree to these Terms.
1. About Kharchiva
Kharchiva is a personal and family expense management platform designed to help users record expenses, manage budgets, organize expense information, and view financial summaries and reports.
2. User Accounts
Certain features of Kharchiva may require an account. You are responsible for maintaining appropriate control over access to your account and for activities performed through your account.
Authentication may be provided through email-based authentication, Google Sign-In, or other supported authentication methods.
3. Acceptable Use
You agree not to use Kharchiva to:
- Violate applicable laws or regulations.
- Attempt to gain unauthorized access to another user's account or data.
- Interfere with or disrupt the operation or security of the service.
- Upload malicious software or harmful content.
- Use the service for fraudulent or unlawful activities.
4. User Data
You remain responsible for information that you enter or upload to Kharchiva, including expenses, budgets, transaction details, member information, and documents.
You should not enter information that you do not have the right or authorization to use.
5. Financial Information Disclaimer
Kharchiva is an expense tracking and budgeting tool. It does not provide financial, investment, tax, accounting, banking, or legal advice.
Reports, calculations, summaries, and insights generated by the service are intended for informational and organizational purposes. Users should independently verify important financial information.
6. Third-Party Services
Kharchiva may use third-party services for authentication, hosting, databases, email delivery, and other technical functionality. Availability of some features may therefore depend on those third-party services.
7. Service Availability
We aim to keep Kharchiva available and reliable, but uninterrupted or error-free operation cannot be guaranteed. Features may be modified, updated, temporarily unavailable, or discontinued when reasonably necessary.
8. Security
We use reasonable measures intended to protect the service and user information. Users are also responsible for protecting access to their email account and devices used to access Kharchiva.
9. Intellectual Property
The Kharchiva name, website design, software, branding, and original service content may be protected by applicable intellectual property laws. These Terms do not grant users ownership of Kharchiva's intellectual property.
10. Limitation of Liability
To the extent permitted by applicable law, Kharchiva and its operators will not be liable for indirect or consequential losses resulting from use of, or inability to use, the service.
Users remain responsible for maintaining appropriate copies of important records and independently verifying important financial information.
11. Privacy
Use of Kharchiva is also subject to our Privacy Policy, which explains how information may be collected, used, stored, and protected.
12. Changes to These Terms
We may update these Terms when our services, features, or legal requirements change. The latest version will be published on this page with an updated date.
13. Contact
Questions regarding these Terms can be sent to:
Kharchiva Support
Email:
shobhitkaushik001@gmail.com