Welcome to Kharchiva. Your privacy is important to us. This Privacy Policy explains how Kharchiva collects, uses, stores, and protects information when you use our website and expense management services.
1. Information We Collect
Depending on how you use Kharchiva, we may process information such as:
- Your name and email address.
- Authentication information required to sign in to your account.
- Expense, budget, category, payment, and transaction information that you choose to enter.
- Information related to members or expense-sharing records that you create.
- Documents or bills that you voluntarily upload where such features are available.
- Basic technical information required for security and operation of the service.
2. Google Sign-In
Kharchiva may allow users to sign in using Google. When you choose Google Sign-In, we may receive basic account information authorized by you, such as your name, email address, and profile information.
Kharchiva does not receive or store your Google account password. Google authentication is handled through Google's authentication services.
3. How We Use Information
Information may be used to:
- Create and authenticate your Kharchiva account.
- Provide expense tracking and budgeting functionality.
- Display reports, summaries, and dashboards.
- Maintain account security and prevent unauthorized access.
- Improve reliability and functionality of the service.
- Respond to support or account-related requests.
4. Data Sharing
Kharchiva does not sell users' personal information.
Information may be processed by service providers that are necessary to operate Kharchiva, such as authentication, database, hosting, email, or infrastructure providers. Information may also be disclosed where required by applicable law or a valid legal process.
5. Data Storage and Security
We use reasonable technical and organizational measures intended to protect user information. However, no internet-based service or electronic storage system can guarantee absolute security.
6. User-Controlled Expense Data
Expense records, budgets, categories, member information, and other financial-management information entered into Kharchiva are provided by the user. Users are responsible for ensuring that information they enter or upload is appropriate and lawful.
7. Third-Party Services
Kharchiva may rely on third-party services for features such as authentication, hosting, databases, email delivery, or other technical infrastructure. Those services may process information according to their respective privacy policies.
8. Data Retention
Information may be retained for as long as reasonably necessary to provide the service, maintain security, comply with legal obligations, and resolve disputes.
9. Your Choices and Data Requests
Users may contact us regarding access, correction, or deletion of personal information associated with their Kharchiva account, subject to applicable legal and technical requirements.
10. Children's Privacy
Kharchiva is not intentionally designed to collect personal information from children without appropriate authorization.
11. Changes to This Privacy Policy
We may update this Privacy Policy when the service, legal requirements, or our data practices change. The latest version will be published on this page with an updated effective date.
12. Contact Us
If you have questions or requests concerning this Privacy Policy, please contact:
Kharchiva Support
Email: shobhitkaushik001@gmail.com